What's changing at HMRC, when the deadlines fall, and what it actually means for sole traders, contractors and small businesses in Warwickshire — written by a qualified accountant, with no jargon.
From April 2026, sole traders and landlords earning over £50,000 must keep digital records and send HMRC quarterly updates through compatible software. Here's what that means in practice, who's affected first, and the simple steps to get ready without the panic.
Read the full post →Most subcontractors overpay tax through CIS deductions and are due a refund — often £1,500 to £2,000. Here's how the refund works and what you need to claim it.
The dates that matter, the penalties for missing them, and a simple way to never be caught out by a tax bill again.
The honest trade-offs between the two, beyond the usual "limited saves tax" headline — and when each genuinely makes sense.
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